Making sense of the dollars
Each student that attends Southwestern has a financial aid counselor available to him or her who can answer questions and provide assistance. Southwestern's financial aid program is designed to help you afford a private Christian education. While we believe that the main responsibility for paying for school rests with the student and his or her family, our financial assistance program of grants, scholarships, loans, and work assistance is available to help you achieve your educational goals.
In order to apply for Federal and State financial aid, you must fill out the FREE Application for Federal Student Aid (FAFSA). If you are unable to access the online forms, please contact the Financial Aid Office immediately to request a paper financial aid application packet.
FAFSA IRS Data Retrieval Tutorial Video
Financial Aid FAQ
What is SAGU's FAFSA school code?
How can I contact Financial Aid?
We are here to help, please contact us at:
Phone - 972-825-4730
Fax - 972-923-8143
How do I get financial aid?
What types of assistance are there?
- Gift Aid is money that doesn't have to be paid back. These come in the form of scholarships, tuition allowances and grants. This is the most desirable type of financial assistance because it does not have to be repaid.
- Self-help Aid is money that is earned or that must be paid back.
- Work-study is money that you earn by working a part-time job while you are in school.
- A loan is money that you borrow that must be paid back, usually after you leave school or drop below half-time status. There are student loans and parent loans available to help finance your education. Rarely does gift aid meet the full cost of attending college. Most students rely on part-time employment and loans to pay for school.
What is the difference between merit aid and need-based aid?
What is financial need?
What is included in the cost of attendance?
University expenses include fixed costs such as tuition, fees, room & board and personal expenses such as books and supplies, transportation, off-campus room & board, and miscellaneous personal expenses.
The Department of Education requires that each university prepare 9 Month Cost of Living Budgets based on average costs of its students living at home with parents, on-campus housing, and off-campus. These Cost of Attendance budgets are adjusted depending on the number of semesters enrolled and the enrollment status (full time, 3/4 time, and half time).
Your actual fixed expenses for tuition, fees, room & board depend on what courses you take and what dorm you live in. Please refer to a current price list of charges to determine what your actual charges will be. Contact the SAGU Enrollment Services Office or the Accounts Receivable Office if you need help in projecting your costs.
How is the Expected Family Contribution (EFC) calculated?
How do I know if I am dependent or independent?
For the 2006-2007 school year, the United States Department of Education determines that you are independent of your parents if:
- You were born before January 1, 1983, or you
- are an orphan;
- are a ward of the court or were until the age of 18;
- are a veteran of the U.S. Armed Forces;
- have legal dependents other than a spouse;
- will be enrolled in a graduate school in 2006-2007;
- are married; or
- can prove to the school unusual circumstances that
- show independent status.