Learn how financial aid may reduce your total costs.

Net Price Calculator Cost Estimator

Free Application for Federal Student Aid

The Free Application for Federal Student Aid (FAFSA) gathers information about your family’s financial resources.

Once you’ve submitted your application, the federal aid processing center uses a congressionally mandated formula to determine your Student Aid Index (SAI). Your SAI helps determine your financial need and your eligibility for federal student aid.

Our School Code

Be sure to include SAGU’s Federal School Code, 003616, on your FAFSA.

What do I do after I submit my FAFSA?

SAGU will receive your FAFSA within two business days after you submit it.  Sometimes the FAFSA will require SAGU to collect documents from you so we can verify that your FAFSA information is correct and to determine your eligibility for federal student aid.  Make sure to turn in any required documents ASAP.  You can find needed documents on our forms page .  After all required forms are received, the Financial Aid will award your financial aid based upon your Cost of Attendance and financial need.

What is Included in the Cost of Attendance?

The Department of Education requires that each university prepare 9-month cost of attendance budgets based on average costs of its students living at home with parents, on-campus housing, and off-campus housing. These cost of attendance budgets are adjusted depending on the number of semesters enrolled and the enrollment status (full time, 3/4 time, 1/2 time and less than 1/2 time).

Please note that the figures below are NOT your direct cost billed by SAGU. This is an estimate of all expenses, both direct and indirect, that a student may incur over the 2024-2025 school year. Actual costs vary depending on enrollment status, selection of courses, living arrangements and personal lifestyle. Students are encouraged to save and live frugally in order to limit costs as much as possible.

The budgets below serve as examples for most SAGU students including undergraduate on campus, distance education and graduate students. Students in special programs like School of Ministry, Doctoral or AIC students have different budgets. Please contact [email protected] for more information.

Living Arrangements

Undergraduate On Campus

Undergraduate Off Campus

Undergraduate With Parents

Graduate
Off Campus +

Books & Supplies

$1,434

$1,434

$1,434

$1,434

Fees

$1,040

$1,040

$1,040

$1,160

Loan Fees

$80

$80

$80

$80

Miscellaneous

$2,940

$2,940

$2,940

$2,940

Food & Housing

$9,598

$15,116

$4,800

$15,116

Transportation

$3,296

$2,230

$2,230

$2,230

Tuition

$18,462

$18,462

$18,462

$8,442

TOTAL***

$36,850

$41,302

$30,986

$31,402

*  Full-time tuition budget is based on 30 hours per year for undergraduate students and 18 hours per year for graduate students at an average 2024-2025 tuition rate. Divide by two to determine an estimate of cost of attendance for one semester.

**  For dorm students, your actual cost for food and housing depends upon which dorm and meal plan you choose.

***  Totals are provided for example purposes only. Actual direct and indirect costs vary depending on enrollment status, selection of classes, living arrangements and personal lifestyle. Students are encouraged to save and live frugally in order to limit costs as much as possible.

+ The Graduate student budget above is representative of most of our graduate student programs. A small number of SAGU’s graduate degree programs have a different student budget because they are considered full time at 6 hours per semester. These include the D.Min., MOL and MBA programs.

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