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Many students take advantage of the opportunity to use low interest federal student loans to help fund the cost of earning a Christian higher education. Though loans can be necessary for some students and are considered an investment in your future, students should only borrow the amount that is needed for them to afford to complete their degree.  SAGU informs students of the loans they are eligible to receive through the FAFSA or from other sources.  You do not have to take out loans if you do not wish, and you can reduce the amount of the loan if you wish.  Please contact the Financial Aid Office if you have any questions.