Deferred Payment Plan

In order to complete registration for any semester, SAGU offers all students two options: (1) pay in full at the time of registration, or (2) use the Deferred Payment Plan (DPP). For a small fee of $60, the DPP gives students multiple payment plan options in both the fall and spring terms.

In the fall term, if students do not owe a balance, or if students are completely paid in full, students will be eligible to sign up for a payment plan as early as June. Payment plans can also start in July or August. After the initial down payment (which can be covered by financial aid), the remainder of the balance will be split into equal monthly payments through December.

To better understand the new payment plan options available to you, see the following chart:

  June July August September October November December
Option 1 Down Payment First Payment Second Payment Third Payment Fourth Payment Fifth Payment Final Payment
Option 2   Down Payment First Payment Second Payment Third Payment Fourth Payment Final Payment
Option 3     Down Payment First Payment Second Payment Third Payment Final Payment

In the spring term, the DPP can start in either December or January. See the chart below for spring DPP details:

  December January February March April May June
Option 1 Down Payment First Payment Second Payment Third Payment Fourth Payment Fifth Payment Final Payment
Option 2   Down Payment First Payment Second Payment Third Payment Fourth Payment Final Payment

Students are only given one DPP option in the summer, starting in May:

  May June July
Option 1 Down Payment First Payment Second Payment

The down payment is different for each student type, based on full-time or part-time status. The down payment for any given semester can be covered by available pending financial aid.

  • Full-time residential undergraduate: $2,500
  • Full-time distance education: $1,500
  • All other student types (graduate, School of Ministry, SAGU-AIC): 1/3 of total semester charges

These DPP options are also coupled with the following policies:

Waived Deferred Payment Plan Fee – In the fall and spring terms, early DPP adopters will receive a waiver of the $60 fee. For the fall term, this means students that sign up in June or July will not be charged the fee. For the spring term, students that sign up in December will not be charged the fee.

Balance Transfer Policy –Students that are completely caught up on a current payment plan will be allowed to sign up for a new payment plan, even if they are not completely paid in full! For example, in December, if students are caught up through the November payment on the payment plan, students will be allowed to sign up for the early spring DPP.

We hope that this helps students and families to better manage the financial journey here at SAGU. For any questions about the DPP, please contact Student Billing at (972)825-4645, or email us at studentbilling@sagu.edu.

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