Learn how financial aid may reduce your total costs.

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College Access Loans (CAL)


State loan program for Texas residents enrolled at least half-time. Students must be credit worthy or provide a credit worth co-signer. For more information or to apply for a CAL loan, please visit Texas Higher Education Coordinating Board student loan programs website .

Annual Amount

Maximum loan amount is the difference between a student’s cost of attendance and other financial aid they are receiving.


There is a six-month grace period with a repayment period of 10 years or 20 years depending on how much has been borrowed.

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